Who We Are

The OneAmerica Commercial Mortgage Loan team provides commercial real estate financing in support of the businesses and companies of OneAmerica, including AUL and The State Life Insurance Company^®. Our lending activity covers a broad array of property types, and currently we have loans in 40 states and 117 metropolitan areas. Our experienced team and dedicated correspondent network enable us to provide responsive service with unique deal structures. Our high-quality commercial mortgage portfolio has been an important factor in the Company’s successful investment strategy. At year-end 2024, the company’s mortgage loan holdings totaled approximately $4.1 billion. Our high standards of lending are reflected by delinquency and foreclosure ratios that have historically been far below industry averages.

What We Offer

OneAmerica offers fixed-rate commercial mortgage loans from $2 million to $10 million on industrial, retail, office, medical office, multi-family and self-storage properties. Terms range from 5 to 30 years and we offer varying amortization schedules. OneAmerica typically locks the rate at application. Our in-house closing capabilities add value to the transaction through efficiency and cost savings.

Our Commitment

Our goal is to provide superior service for the benefit and satisfaction of our correspondents and borrowers, while maintaining a standard of high-quality underwriting of commercial real estate.